THESE TERMS OF USE CONTAIN: (1) AN ARBITRATION AGREEMENT, WHICH INCLUDES A WAIVER OF YOUR RIGHT TO BRING CLAIMS AS CLASS ACTIONS; AND (2) THE RIGHT TO OPT OUT OF THE ARBITRATION PROVISION.
Information
This web site is owned by TrustLife Insurance and its affiliates collectively, "TrustLife Insurance".
Please read these Web Site Terms of Use ("Terms of Use") carefully before starting to use this web site. By accessing, viewing, or using the systems, services or materials on any sites linking to these Terms of Use (e.g., trustlife-insurance.com, collectively known as the "Site"), you indicate your understanding of these Terms of Use, and further agree to accept such Terms of Use and to be legally bound by them. If you do not wish to agree to these Terms of Use, you should leave this Site.
Availability and Use of Materials
"Materials" include information, forms, documents, software, and other content available from the Site. TrustLife Insurance may withdraw, revise, or update the Site and any services or Materials at any time. Materials offering product descriptions are intended as general information and may not include all terms, exclusions, or conditions.
Intellectual Property
The Site, and its content and functionality (including information, software, images, video, and audio, and the design and arrangement thereof), are owned by TrustLife Insurance, its licensors, or other providers, and are protected by United States copyright laws. Likewise, all service marks, logos, and materials located on the Site are owned by TrustLife Insurance unless otherwise indicated
License to Use Materials
TrustLife Insurance grants you a non-exclusive, non-transferable, temporary license to use Materials. TrustLife Insurance may revoke your license to use any Material at any time if you fail to comply with these Terms of Use, or for any other reason.
Disclaimer of Warranty and Limitation of Liability
USE OF THIS SITE IS ENTIRELY AT YOUR OWN RISK. THE SITE AND MATERIALS ARE PROVIDED "AS IS." TO THE MAXIMUM EXTENT PERMITTED BY LAW, TRUSTLIFE INSURANCE DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
In no event shall TrustLife Insurance be liable to you, or to any third parties, for any damages due to your use or inability to use the Site or any Materials, even if TrustLife Insurance has been advised of the possibility of such damage.
Governing Law and Jurisdiction
These Terms of Use are governed by the laws of the State of New York without regard to that state's principles of conflicts of laws. You consent to the jurisdiction of the federal and state courts presiding in New York, and irrevocably agree to accept service of process by mail.
Arbitration and Dispute Resolution
Except as expressly provided below, you and TrustLife Insurance agree that any dispute arising out of or relating in any way to this Agreement, communications between you and TrustLife Insurance, or the relationship between you and TrustLife Insurance, will be resolved by arbitration under the Federal Arbitration Act. You may opt out of this arbitration provision by providing written notice within 30 days of first becoming subject to it.
Electronic Signatures and Records
By agreeing to these Terms of Use, you consent to the use of electronic signatures and electronic delivery of consumer disclosure documents in accordance with the ESIGN Act and applicable state law.